Accumulate Wealth

Strengthen foundation

• Be persistent in saving & disciplined in spending; spending sacrifices may be required

Make retirement a priority

• Establish monetary goals for retirement
• Seek wise counsel, update retirement strategy

Rachett down investment risks

• Maintain well diversified portfolio; manage tactically, monitor progress
• Maintain protection for head of household; review all insurance every 3 years

Document all financial information & its location

• Insurance policies, investments, bank accounts, military records, employee benefit information,

Monitor Progress Towards Goals

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.